Weight Discrimination on the Rise

We live in a diversity-conscious society where the majority of American adults are overweight or obese. However, studies have found that weight discrimination is growing. Numerous studies have measured weight discrimination among men and women as well as pay bias related to weight. A 2010 study headed by Timothy A. Judge of the University of Florida found there was a …

Employee Theft and Fraud: Could it Happen to You?

We live in a world fraught with security concerns, and everyone seems to be after our money. From debit card alerts to very persistent Nigerian princes, we are always on guard for anything that might compromise our information or financial stability. Yet for many business owners, the threat isn’t in shadowy third party boogiemen; rather, theft can occur, and often …

Choosing a Safer Company Car

When it comes to your company car or corporate fleet, choosing safer cars is beneficial for a number of reasons, including a reduced risk of injury and even reduced insurance costs. Vehicle safety is determined by several factors, one being vehicle size. According to the Insurance Institution for Highway Safety (IIHS), larger vehicles are much safer in terms of injury …

Is your Website Discriminatory?

As the world becoming increasingly mobile, businesses are expected to adapt and accommodate customers of all backgrounds and abilities. Most employers are familiar with Title I of the Americans with Disabilities Act (ADA), which prohibits employers from discriminating against qualified individuals with disabilities in all aspects of employment. “Employers” by the ADA definition applies to all employers, public or private, …

How Drones can Affect Risk Management and Insurance

Drones are becoming the latest technology used by multiple businesses to achieve different tasks. Real estate agents use them to photograph properties; even Amazon plans to begin making drone deliveries in the near future. Drones can also help employers manage risk a few different ways. Loss control is one area in which drones can help manage risk. Since drones can …

Claims Adjusters, Appraisers, Examiners, and Insurance Investigators

Small businesses have a 40 percent chance of filing an insurance claim during a 10-year period, according to a study by The Hartford. After loss or damage, your insurer will probably call in one of several claims experts to help with your claim. Claims adjusters, appraisers, examiners, and investigators have some similar roles, but they also have very specific roles. …

Fire Prevention Tips for Commercial Buildings

The National Fire Protection Agency reports an estimated 20,090 annual commercial fires which occur in mercantile properties, office buildings, and high rises. It’s important to take precautionary measures to ensure your business doesn’t go up in flames First step: check the perimeter of the building for:  Flammable debris or liquids – This would include paper, wood, trash, propane, or other …

Social Media Misuse

In the increasingly digital age, more and more companies are learning the perks, perils, and pitfalls of social media. Just recently, there have been instances where misconduct on the social media platform has led to disciplinary actions. A Texas teen was fired from her job at a pizza restaurant before her first day of work as the result of a …

Business Income Coverage

It’s no secret that living in the Ozarks necessitates a certain understanding about the weather. That is, we understand it to be perfectly unpredictable and occasionally volatile and dangerous. This past winter’s snow storms, powerful winds, bitter cold, and heavy rain—interspersed with periods of moderate spring-like pleasantness—has been a testament to the ups and downs one must accept when planting …

Office Romance, Sexual Harassment, and Keeping Your Company Protected

Victims of sexual harassment had fewer options in years past, typically limited to either put up with inappropriate behavior or seek employment elsewhere. Our society has come a long way in how we view and respond to sexual harassment in the workplace. As a result, companies have taken added measures to ensure their employees are well educated and trained on …