Social Media Misuse

In the increasingly digital age, more and more companies are learning the perks, perils, and pitfalls of social media. Just recently, there have been instances where misconduct on the social media platform has led to disciplinary actions. A Texas teen was fired from her job at a pizza restaurant before her first day of work as the result of a …

Business Income Coverage

It’s no secret that living in the Ozarks necessitates a certain understanding about the weather. That is, we understand it to be perfectly unpredictable and occasionally volatile and dangerous. This past winter’s snow storms, powerful winds, bitter cold, and heavy rain—interspersed with periods of moderate spring-like pleasantness—has been a testament to the ups and downs one must accept when planting …

Office Romance, Sexual Harassment, and Keeping Your Company Protected

Victims of sexual harassment had fewer options in years past, typically limited to either put up with inappropriate behavior or seek employment elsewhere. Our society has come a long way in how we view and respond to sexual harassment in the workplace. As a result, companies have taken added measures to ensure their employees are well educated and trained on …

Cloud Computing and Risk Management

Many businesses are using cloud computing services as a way to store data through shared networks and servers over the internet, which allows access to information anywhere, at any time. This decreases infrastructure costs while increasing productivity, but it also increases risk. Cloud computing poses privacy and security challenges similar to those in traditional computing, but are amplified because your …

Protecting Your Customers’ Property

If the first rule of insurance is to make certain that your property is adequately covered, the second rule should be to ensure that the property of others is properly protected. It’s obvious that companies like UPS, FedEx, and PODS would need insurance for the damage of customers’ goods, but you may be unaware of just how much customer-owned property …

Small Business Insurance Needs

Protecting your business investment with insurance is a critical part of small business ownership.  From customers hurting themselves in your store to employee wrongful termination suits, having an insurance policy can minimize the risks associated with unexpected events, liabilities, and losses.  An insurance policy can come in many forms, from general to specialized, depending on your company’s needs. General liability …

What is Business Insurance?

Business insurance encompasses all the different types of coverage available to protect business owners from losses.  Fires and other disasters happen whether you’re ready for them or not.  Car accidents can occur and people can fall, get sick, and even die.  Your business, regardless if it is a one-person operation or a multimillion-dollar corporation, needs to be able to protect …

Always Have an Umbrella (Policy) when it Rains

What is worse than finding out that there has been a mishap in your business? Finding out that the cost of the mishap exceeds your liability coverage. This exact problem is what umbrella policies are for, and they may be the tool that saves your business in many circumstances.Umbrella policies provide coverage to your business when you exhaust the limits …

Going Green is Going to Hurt if you are not Protected

As we become more entrenched in protecting our Earth, entities are paying even more attention to what others do (and don’t do) to join in and help change our wasteful ways. Bad press from harmful waste disposal is bad enough, so you don’t want to risk having to pay for cleanups and injuries as well. If your business doesn’t have …

It’s Time to Put an End to Employee Theft

It seems like every time you open up a newspaper, you see a story about a manager of a company who has finally been convicted after stealing money from their company for the last seven years. It’s time for businesses to protect themselves so they can reap the benefits of their hard work, and we can reap the benefits of …