Our Tailored Solutions Protect Your Business Investment.

Commercial Insurance

By analyzing your risk, BPJ identifies any hidden vulnerabilities that might jeopardize your business. Then we offer customized solutions to ensure you are protected.

We specialize in these core business insurance coverages:

Property Insurance

First party insurance that indemnifies the owner or user of property. Once known as fire insurance, commercial property insurance is used for buildings and their content.

General Liability Insurance

Protects commercial insurers from most liability exposures, other than automobile and professional liability.

Commercial Auto Insurance (Business Car Insurance)

Covers land motor vehicles, trailers that are used for and titled to a business.

Trucking Insurance

Applies to vehicles or semi-trailers designed to travel on public roads.

Workers’ Compensation Insurance

The system by which “no-fault statutory benefits,” described in state law, are provided by an employer to an employee due to a job-related injury.

Cyber Liability Insurance

Protects businesses and individuals from cyber-attacks and internet-based risks. It involves coverage of data breaches, service attacks, viruses (including those related to information tech infrastructure), and other cyber-based risks.

Employment Practices Liability Insurance

A form of liability insurance covering wrongful acts due to the employment process. The most frequent claims include wrongful termination, discrimination, and sexual harassment.

Directors and Officers Liability Insurance

Insures corporate directors and officers against claims often made by stockholders and employees alleging financial loss arising from mismanagement.

Errors or Omissions Insurance

A form of liability insurance that protects against liability for committing an error or omission in performance of professional duties.

Builders’ Risk Insurance

Indemnifies for loss of, or damage to, a building or other related property during construction.

Equipment Insurance

Property insurance covering mobile equipment often moved from place to place.

Foreign Liability

Provides coverages similar to insurance for U.S. based operations that do business outside the U.S.

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