In an effort to answer your questions, we assymbled a FAQ, (Frequently Asked Questions) section. Simply scroll through the questions to find your answer. If you are still unable to find the answer to your question, please refer to the BPJ contact page.

For information regarding company links, please see our links section.

What is an Independent Insurance Agent ?
There are two kinds of insurance agents: those who represent only one insurance company and those who represent more than one insurance company.

Agents offering insurance through their agency for only one company often are referred to as direct agents because the company they represent does not allow them to offer their customers competitive alternatives.

Agents offering insurance through their agency for more than one insurance agency are called independent agents because they can shop around for their customers' best insurance values among a variety of competing companies.

Advantages of an Independent Insurance Agency
Your Independent Insurance Agent:
• Gives you excellent service and competitive prices because we can access the insurance coverage from more than one company.


• Is your consultant, working with you to help determine your needs.


• Is a value-hunter who looks after your pocketbook in finding the best combination of price, coverage and service.


• Offers one-stop shopping for a full range of products-bonds, employer benefits, home, renters, auto, business, life and health.


• Customer satisfaction is an independent agent's key goal. Serving you is your independent agent's most important concern.

THERE IS A DIFFERENCE! 


How can Barker Phillips Jackson save you money?
Our primary function is to arrange a satisfactory insurance program for you, our customers.  To do this, we must first discuss your individual situation and determine your specific needs.  Insurance is a complex field.  Not all insurance coverages or companies are alike.  Using our professional training, we will assist you in determining the type of insurance you need and the company that best fits your needs.  We will also discuss ways of handling your risk (risk management) and alternatives to guaranteed cost insurance programs.

Arranging your insurance program is only the first step.  As time goes by, your insurance needs will probably change.   You may move, buy a different house, start a business, grow your current business, buy new cars or recreational vehicles, add new drivers or make a number of other changes.   All of the changes will require readjustments in your insurance program.  Barker Phillips Jackson  has experienced licensed professionals to assist you with these changes.

We will also help you keep your program up-to-date.  Especially important now, in times of inflation, are changes designed to protect rising property values and meet the increased need for liability protection.

Protection for your family, home, business, car and other hard-earned possessions is important -- too important to leave to guesswork.  Consult an expert: Barker Phillips Jackson, because "We Find Solutions!"


What is our Mission Statement?
We have one goal . . . to be the best insurance financial service firm.  Our business is providing insurance and financial services to our clients.  Growth as a regional firm will be within this core business.