2017: The Year of the Cyber Attack

Cyber security problems will increase in 2017, warns Experian Data Breach Resolution, a branch of the credit reporting giant. In its 2017 Data Breach Industry Report, Experian noted it expects to see several new—and frightening—trends: – “Aftershock” password breaches becoming more common– Nation-state cyber-attacks moving from espionage to war– Healthcare organizations becoming the most frequently targeted sector– Criminals focusing on …

Winter Prep Check-Up Time

It’s that dreaded time of year again, when Mother Nature begins to get feisty. Sometimes it’s a late season hurricane – like Matthew – or an early blizzard – like Utah’s last September – that puts a damper on your life. These things happen. When they do it means that WINTER IS COMING, and you need to be prepared. Let’s …

Protecting Your Cargo over the Holidays

Earlier this year, the FBI released its second annual compilation of cargo theft data. This report does not include aircraft cargo data; only cargo transported by sea and on our national interstates and highways. During 2014, 547 incidents of cargo theft were reported by law enforcement. The stolen cargo had an estimated value of more than $32.5 million. These FBI …

What’s a “Reasonable Accommodation?”

Changes for new laws in the workplaces are like the changing seasons; give it 15 minutes and something has changed or been added. Employers need to stay up to date on the new laws that are required for them regarding policy changes and procedures. It is our duty here at Barker Phillips Jackson to assist employers with up to date …

What to Do When You Get a “Reservation of Rights” Letter

Your organization has just been sued, and you’ve notified your liability insurer as required by the policy. You think all’s taken care of…when you receive a reservation of rights letter from the insurer. What does this mean, and what should you do? Practical Risk Management defines a reservation of rights as “an insurer’s notification to an insured that coverage for …

Weight Discrimination on the Rise

We live in a diversity-conscious society where the majority of American adults are overweight or obese. However, studies have found that weight discrimination is growing. Numerous studies have measured weight discrimination among men and women as well as pay bias related to weight.   A 2010 study headed by Timothy A. Judge of the University of Florida found there was …

Employee Theft and Fraud: Could it Happen to You?

We live in a world fraught with security concerns, and everyone seems to be after our money. From debit card alerts to very persistent Nigerian princes, we are always on guard for anything that might compromise our information or financial stability. Yet for many business owners, the threat isn’t in shadowy third party boogiemen; rather, theft can occur, and often …

Choosing a Safer Company Car

When it comes to your company car or corporate fleet, choosing safer cars is beneficial for a number of reasons, including a reduced risk of injury and even reduced insurance costs. Vehicle safety is determined by several factors, one being vehicle size. According to the Insurance Institution for Highway Safety (IIHS), larger vehicles are much safer in terms of injury …

Is your Website Discriminatory?

As the world becoming increasingly mobile, businesses are expected to adapt and accommodate customers of all backgrounds and abilities. Most employers are familiar with Title I of the Americans with Disabilities Act (ADA), which prohibits employers from discriminating against qualified individuals with disabilities in all aspects of employment. “Employers” by the ADA definition applies to all employers, public or private, …

How Drones can Affect Risk Management and Insurance

Drones are becoming the latest technology used by multiple businesses to achieve different tasks. Real estate agents use them to photograph properties; even Amazon plans to begin making drone deliveries in the near future. Drones can also help employers manage risk a few different ways. Loss control is one area in which drones can help manage risk. Since drones can …