Part of owning a business is protecting it, whether you started your own business, took over a business, expanded, moved, or upgraded.
BPJ understands business insurance. Not only that, but we also have the ability, as an independent agency, to compare rates from a vast and growing network of carriers – find the best rates and the insurance options individualized to your business’s needs. We will help you identify the needs and vulnerabilities specific to your business, review plan options, and help you determine what makes the most sense for your circumstances.
If your business property is damaged this can help pay for repairs or replacement from a covered event.
Umbrella insurance picks up where your traditional policies leave off. If you have only $100,000 in business owner’s coverage, for example, and an event (such as a lawsuit) occurs that puts you in need of double that, an umbrella policy could help or entirely meet your needs. Your umbrella policy will cover what your traditional personal policy leaves out.
Combining business property and liability insurance in to a single business insurance policy. Can also be called BOP insurance, helps cover disasters and claims that can arise like claims of bodily injury or property damage.
A branch of personal property insurance that can help in replacement or payment in covered business items, such inventory as computers, tools, etc.
These bonds are insurance used to manage risk and protect against loss or damage in commercial transactions, guaranteeing your work for licensing requirements.
A branch of construction insurance, builders risk insurance is a specialized form of property insurance that helps protect buildings under construction and construction projects from property damage due to fire, lightning, explosions, theft, etc.
Also known as Business Income Insurance, is for an event that causes you to need expenses covered to resume business. This can include expenses such as covering net income, operating and payroll costs, and temporary business relocation depending on the event.
Can help protect your business from financial loss related to crime, includes theft by an employee or outsider, forgery, robbery, etc.
Employee Benefits are crucial to employee retention. When your team knows you’re taking care of them, they are more invested in the long-term success of the business. These benefits can include Health Insurance, Life Insurance, Dental Insurance and more.